You may love your cats like members of the family, but if the time has come to sell your home, you need to acknowledge that many home buyers may not feel the same way. Some buyers may be afraid of cats, and others may be turned off at the idea of buying a home that's been lived in by pets because they're worried about odors or stains. To make sure your cats don't keep you from making the sale, follow these tips.
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If you and your spouse have made a mutual decision to part ways, you may be wondering about the best way to divide your assets -- particularly those that are held in both your names and aren't in liquid form, like your home. In many cases, selling is the best option; but for those in areas with a sluggish housing market, this can be a task easier said than done. What are your options, and how should you proceed?
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Selling a house can take time and can be done in several ways, and one way you can sell a house is by listing it for sale by owner. This means you will not use a real estate agency to help you sell your house, and most people do this simply to avoid paying a commission on the sale. While some people can successfully sell a house themselves, most people use a real estate agency so they can avoid the following challenges that commonly occur when trying to sell a house by owner.
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When you buy a home, one school of thought suggests that you put down as much money as you can scrape together for the down payment. Doing so will cut down on the amount of your mortgage, which can either reduce your mortgage payments or your mortgage term. While there's nothing wrong with this idea, an alternative approach is to avoid putting down all that you've saved up. For example, if you've saved $30,000 toward a down payment, you might wish to only put down $25,000.
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Being a homeowner and owning everything inside your home is just one part of the deal. The home is also located within a neighborhood where you will have an opportunity to meet your neighbors and get to know them. You will also have a surrounding community that greatly depends on where you live. It might be a fully residential community or one with residential and commercial spread out evenly. If you want to become part of the city life and community, you should keep this in mind when looking at homes for sale.
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